Enjoy a hassle-free loan disbursement with RNS
With quick loan disbursals and attractive rates of interests, our company provides loans on extremely easy terms and conditions to people of each segment of the society. Driven by the invaluable trust and commitment that people have shown in us through centuries, we have created a reputable market image.Loan will be disbursed through Banking channels only with a proper Loan agreement on legal paper. The transaction is 100% transparent and legally binding both the payer and payee.
Calculate your EMI and choose the perfect loan plan for your needs
Comprehensive financial solutions tailored to meet your specific needs
Leverage your investments in shares for loans to meet unforeseen expenses. Availing loans against your shares enables you to meet contingencies; personal needs or even for subscribing to rights or new issue of shares. You can take loan against those shares; we will transfer your shares to your portfolio after repayment of loan. Loans Against Securities is available in the form of an overdraft facility, which is pledged against financial securities like shares, units and bonds. Loan against Shares/ Bonds/ Mutual Funds is basically loans wherein you pledge the securities you have invested in as collateral against the loan amount. *Cibil Report Required
Are you dealing with inadequate funds? Here is an opportunity to get a loan against fully constructed, freehold residential and commercial properties for: Personal and Business Needs (other than for speculative purposes) like marriage, medical expenses and child's education etc *Cibil Report Required
Gold loans are secured loans where the customer pledges the gold ornaments they hold as a collateral deposit against the money they are going to receive. They are taken forshort-term financial obligations. It is the easiest way to fulfill your financial needs and proves to be a sensible alternative to availing loans from banking channels. Our gold loan range begins from 1 lac and there is no maximum limit *Cibil Report Required
Get your loan approved in just 4 easy steps
Fill our simple online application form with basic details and documents
Our team verifies your documents and eligibility within 24 hours
Receive loan approval with customized terms and conditions
Get funds transferred directly to your account within 48 hours
Minimal documentation for quick processing
Find answers to common questions about our loan services
The minimum loan amount varies by product: Personal loans start from ₹50,000, Home loans from ₹5 Lakhs, and Business loans from ₹2 Lakhs. Maximum amounts go up to ₹5 Crores for Home loans, ₹2 Crores for Business loans, and ₹25 Lakhs for Personal loans.
For Personal and Gold loans, approval can be as quick as 24 hours with complete documentation. Home and Business loans typically take 3-5 working days for approval. Education loans may take 5-7 working days depending on university verification.
Interest rates vary based on loan type and applicant profile: Home loans from 8.5% p.a., Personal loans from 10.5% p.a., Business loans from 12% p.a., Education loans from 8.75% p.a., Loan Against Property from 9% p.a., and Gold loans from 11% p.a.
Basic documents include KYC (PAN, Aadhaar), income proof (salary slips/bank statements/ITR), and address proof. For secured loans, property documents are required. Specific requirements vary by loan type and will be detailed during application.
Yes, you can prepay your loan. For floating rate loans, there are no prepayment charges. For fixed rate loans, a nominal prepayment charge of 2% may apply after the first year. Partial prepayments are allowed for most loan products.